The eight chapters
Read in order the first time. After that, each chapter stands on its own and links to the others where an argument depends on them. Every figure carries its source and the date it was checked.
What OFM is: definition and money flows
Vocabulary, the six roles, and the pot everyone is paid from.
How an OFM agency is paid: the full stack
The 80/20 cut, the Telegram Stars breakdown, and two worked examples.
Starting an OFM agency: the checklist
Registration, contracts, VAT, payroll paperwork, and the pages to read.
What chatters cost, and why operators move to AI
Nine published pay offers, the rota arithmetic, and what the tools cost.
The rules: what OnlyFans and Telegram publish
The published texts on account access and AI chat, quoted, with dates.
OFM hybride: what hybrid human and AI means
What each vendor means by hybrid, and what nobody has measured.
OFM salary and earnings: what is public
Audited platform figures, useless aggregators, and the list of unknowns.
Banking for OFM agencies: debanking, payment accounts and payouts
The regulator’s two reports, the sector survey, what a sector-built account costs, and the payroll checklist.